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Sweden

Sweden

80% of Swedish consumers shopped online within a single month. See what they expect when it’s time to pay.

Payment methods in Sweden

Sweden is one of Europe's most mature e-commerce markets, where consumers expect fast, flexible and seamless online payment experiences. Bank-based payment solutions, international cards and digital wallets all play an important role in the online checkout, making a localised payment mix essential for merchants expanding into the Swedish market. According to the Riksbank's Payments Report 2026, 80% of Swedish consumers made an online purchase in the month prior to the survey, underlining the country's high level of e-commerce engagement and digital payment adoption.

Local and bank-based payment methods

International cards and wallets

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